Obligations and Conditions of Insurance Companies and Policy Holders

The insured is subject to several conditions relating to filing proofs of loss following a fire. He is not under legal obligation, however, to file proofs of loss as required by the conditions in the policy. He need file them only if he wishes to collect. On the other hand, the insurance company can be forced by law to keep its promise to pay indemnity if the insured has met all the conditions outlined in the contract.

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